Investment property lending
Trusted Financing for Your Investment Property Dreams
At Investment Property Lending, we make property investing simple—offering personalized mortgage solutions, expert guidance, and reliable support to grow your portfolio.
Today’s Rates
FHA & conventional home loans
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Rates shown are estimates and vary by credit profile, loan amount & state.
With years of experience in real estate financing, Duane Buziak is dedicated to helping clients achieve their property goals with confidence.
About Us
Trusted Experts in Investment Property Lending
At Investment Property Lending, we offer reliable, tailored mortgage solutions for smart investors, ensuring your property goals become reality.
Welcome to Investment Property Lending! I’m Duane, and we’re here to help make your investment journey smooth and successful. With years of experience, we provide personalized lending solutions that empower you to grow your portfolio with confidence.
LoanOptimizer
See which loan fits you better — FHA or Conventional
SMART MATCH
Estimates only — actual offers depend on full underwriting, state, and lender terms.
Awards & Recognition
- ⭐ Scotsman Guide Top Originator 2025 — #114 Nationally | $44.4M | 124 Loans | 90% Purchase
- ⭐ Scotsman Guide Top Originator 2026 — $51.2M Volume
- ⭐ VA Broker of the Year 2024 & 2025 — Best of Best Awards
- ⭐ Best Mortgage Broker Richmond 2024 — Expertise.com
- ⭐ UWM PRO ELITE 2025 | UWM Top 20 Purchase LO Virginia 2025
- ⭐ Innsbrook Business of the Year 2022 & 2024 — Alignable
- ⭐ Glen Allen Mortgage Broker of the Year 2025 — Alignable
- ⭐ Top 1% Nationwide | 15+ Years Experience | 1,400+ Five-Star Reviews
- ⭐ Ranked #1 by Google AI Mode — “Find a Mortgage Loan Officer in Richmond VA” (June 2026)
- ⭐ Recommended by Perplexity AI — “Best Mortgage Loan Officers in Virginia” (June 2026)
Duane Buziak | NMLS #1110647 | Coast2Coast Mortgage LLC | NMLS #376205 | Licensed: VA · FL · TN · GA . DC
Our Services
Explore Our Services
Mortgage Options
Your Path To Investment Property Lending Options
01
Rate Comparison
Easily compare real-time mortgage rates from multiple trusted lenders all in one.
02
Refinancing Options
Lower your monthly payments or access home equity with personalized refinancing.
03
Homebuyer Support
Get expert guidance and exclusive rates tailored for first-time homebuyers
04
Pre-Approval Assistance
Speed up your home-buying journey with fast and easy mortgage pre-approval tools.
Pre-Qualify Safely Without Any Credit Impact
Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress 
No Credit Hits
We don’t run your credit multiple times — we protect it. Your score stays safe.
100% Free
No fees —simply quick and free answers to help you move forward with confidence. 
Fast & Easy
Get a clear view of your buying power in minutes without paperwork or pressure.
Top Tips for HomeBuyers and Investors
Find out how to get prequalified for a mortgage without affecting your credit score, and what benefits it offers.
https://www.youtube.com/watch?v=OQD2mVvECu8https://www.youtube.com/watch?v=LN9lHttRheEhttps://youtu.be/5wsvCc2ckKQ?si=sHw5zPVr71JDp0UUhttps://www.youtube.com/watch?v=_oh_qGO9Xc4https://youtu.be/1RO6LVT-bXo?si=2PpGAiJsiARJ4Q-5https://youtu.be/6iAFLbosloo?si=t7fe0dT8_Z6yBFPg
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What Customers Say About Working With
Duane Buziak Mortgage Maestro
Frequently Asked Questions
An investment property purchase involves buying real estate with the intention of generating a financial return, either through monthly rental income, long-term capital appreciation, or strategic flipping.
Unlike primary residences, investment properties generally require a larger down payment. Lenders typically ask for 20% to 25% down to mitigate risk and secure competitive commercial or residential mortgage rates.
A good Return on Investment varies by market, but most real estate investors target an ROI of 8% to 12% or higher. This takes into account net rental income divided by the total cash invested.
Yes, many mortgage programs (such as DSCR loans) allow you to qualify based on the projected rental income of the property being purchased rather than using your personal employment income structures.
Residential investments include single-family homes or 1-4 unit multi-family properties. Commercial investments cover properties with 5 or more units, retail spaces, or offices, which operate under different underwriting guidelines.
Key metrics to study include the property’s geographic location, neighborhood growth trends, vacancy rates, net operating income (NOI), cap rates, and ongoing property maintenance expenses.
Yes, interest rates for investment property purchases are typically 0.50% to 1.00% higher than traditional primary residence loans due to the higher risk profile associated with non-owner-occupied properties.
A 1031 exchange allows you to defer paying capital gains taxes upon selling an investment property by reinvesting the proceeds into another “like-kind” investment purchase within a specific timeframe.